AUTO FINANCING IN GEORGETOWN, KY

Bad Credit and First Time Buyer Auto Financing in Georgetown, KY

Perfect credit is not a requirement to talk to us.

Georgetown Auto Sales works with customers in different financial situations, including first time buyers and people who have had credit challenges in the past.

We cannot promise that every application will be approved.

What we can do is submit accurate information, work with our available lending partners and see what options may be available for your situation.

READY TO GET STARTED?

Start Your Finance Application

Approval is not guaranteed. Available options depend on the individual application, transaction and lender.

Start Your Finance Application

FIRST TIME BUYERS

First Time Financing a Vehicle?

Everybody has to finance their first vehicle sometime.

If you have not established much auto credit yet, our team can explain the process and what lenders may consider when reviewing an application.

Depending on the lender and applicant, factors can include income, employment, credit history, down payment, amount financed, vehicle age and mileage, loan term and existing debt obligations.

Every situation is different.

CREDIT CHALLENGES

Had Credit Problems?

Past credit problems do not automatically mean you should not apply.

Late payments, limited credit history or other financial setbacks can affect available options, but the only way to know what a lender may offer is to look at the actual application.

We are not going to promise an approval we cannot guarantee.

We will work with the information you provide and see what options may be available.

YOUR DEAL STRUCTURE

A Down Payment Can Matter

Depending on the lender and transaction, a down payment may improve the structure of a deal or may be required for approval.

Have a vehicle you are replacing?

Its trade value may also be useful toward your next purchase.

Value or Sell Your Vehicle

SHOP BY BUDGET

Looking for an Affordable Vehicle?

Start with the vehicle, not just the payment.

We maintain inventory across a wide range of price points.

ONE LESS EXPENSE TO PLAN FOR

$0 Dealer Doc Fee

One expense you do not have to budget for here is a Georgetown Auto Sales documentation fee.

Our dealer doc fee is $0.

Applicable taxes, title, registration and government charges remain separate.

Learn About Our $0 Doc Fee

GEORGETOWN AUTO SALES

32 Years in Georgetown

$0 Dealer Doc Fee

HAVE QUESTIONS FIRST?

Talk to a Real Person

If you have questions before submitting an application, contact us.

We have been selling vehicles in Georgetown for 32 years, and we would rather answer questions upfront than have someone guessing about the process.

Contact Georgetown Auto Sales

STRAIGHTFORWARD ANSWERS

32 YEARS IN GEORGETOWN.

$0 DOC FEES.

STRAIGHTFORWARD ANSWERS.

Ready to See What Options May Be Available?

We cannot promise that every application will be approved. What we can do is submit accurate information, work with our available lending partners and see what options may be available for your situation.

Frequently Asked Questions About Bad Credit and First Time Buyer Auto Financing in Georgetown, KY

Can I apply for auto financing with bad credit?

Yes. Customers with different credit histories may apply. Approval, rates, down payment and terms depend on the individual application and lender.

Do you work with first time car buyers?

Yes. First time buyers are welcome to apply and our team can explain the process.

Is financing guaranteed?

No. We do not guarantee approval. Approval and terms are determined by participating lenders based on the individual transaction and application.

Questions Before You Apply?

If you have questions before submitting an application, contact us.

We have been selling vehicles in Georgetown for 32 years, and we would rather answer questions upfront than have someone guessing about the process.

Contact Georgetown Auto Sales