Many drivers near Georgetown choose to apply for auto financing when purchasing a used car. While auto loans can be a useful tool for purchasing a vehicle, they can sometimes seem confusing with terminology and variables. Here are a few things to consider before moving forward with a loan for a used car:
- Assess Your Credit: As part of the loan approval process, lenders will look at your credit situation. To find out how your credit looks, have a third party do a credit check. They'll provide a score based on your current finances. If your score is good, you're ready to apply for an auto loan.
- Define Your Budget: It's important to consider the total cost of your car and auto loan, not just your monthly payments. Think about the total price of your vehicle, potential interest rates, and the term of your loan. All of this will affect how much you end up spending in the long run.
- Know Your Options: It's good to talk to multiple lenders about auto loan options. You don't have to limit yourself to just your personal bank. Other lenders may offer lower rates or more affordable monthly payments in order to get your business.
Ready to find affordable financing near Frankfort KY, Lexington KY, Winchester KY, or Nicholasville? The finance professionals at Georgetown Auto Sales can help. Come see us to start the financing process.
When you’re ready to find the best used SUV for your needs at the best price for your budget, come to Georgetown Sales.
Our used SUV inventory represents a mix of brands. Check out comfortable cruisers from Chevrolet, Ford, and Honda. Explore new paths in an off-road-ready choice from Jeep or Toyota. Our myriad brands allow shoppers to find exactly what they need in a used SUV.
You can count on finding affordable pricing, as well. We price our used SUVs in accordance with market values. We never set prices higher than necessary, making sure our customers get the best deals possible on the SUVs they need. When it’s time to buy, our staff can help you find an affordable loan.
So if it’s time to buy a used SUV, swing by our Georgetown used car dealership. Our staff will guide you through our inventory or pre-owned SUVs and hand you the keys for a test drive of your favorite model.
Here at our pre-owned car dealership in Georgetown, we provide a massive collection of low-priced used cars, SUVs and pickup trucks to shoppers in the area. In order to help you make a wise and informed purchasing decision that you will still be thrilled about many years later, we would like to share just a few helpful tips that you should consider as you are hunting for the perfect affordable pre-owned ride for you!
- Know Your Budget: First and foremost, you need to determine exactly what your budget is, and then stick to it. You'll waste both time and energy if you start looking at used automobiles that you may not even be able to afford when it comes time to sign paperwork.
- Do Your Homework: This is an obvious one. For any pre-owned vehicle-purchasing process, it is crucial to do your research. Figure out what brands speak to your unique preferences and lifestyle, and then you can start exploring specific models of interest.
- Prioritize Your 'Needs' Over 'Wants': When you prioritize affordability, it's important to separate what you want in a car from what you actually need in a car. Once you do so, you'll realize that the price tags go lower and lower!
Drivers searching for a cheap but quality used vehicle who reside in Georgetown, Nicholasville, Winchester, Lexington and Frankfort are heavily encouraged to check out our appealing bargain inventory with prices of $10K or less. In addition, our dealership is home to some fantastic special deals for pre-owned automobiles as well as special offers for auto financing that you surely won't want to miss.
Visit Georgetown Auto Sales today to feast your eyes on our competitively-priced used cars for yourself.
Look no further than Georgetown Auto Sales if you are seeking a pre-owned Ford that is in optimal shape and can be purchased for an extremely competitive price. Our dealership offers an attractive selection of used inventory belonging to the widely respected and award winning Ford automaker, and you can count on these vehicles to last and serve you well for countless miles down the road.
What a beauty that low-riding Ford Galaxie is in that picture you see above.
While we do not have classic and vintage models like this, we do in fact carry popular pre-owned models such as the Ford Escape, Ford Explorer and the Ford F-150 among others. We are constantly receiving new additions to our used inventory, so be sure to check out our available listings to see if we have your favorite model currently in stock!
It is common knowledge throughout the automotive industry that the Ford brand manufacturers cars, SUVs and pickup trucks possessing the highest levels of both quality and durability, so you know that a pre-owned Ford will run smoothly for many miles to come.
Shoppers who call the Georgetown, Winchester, Frankfort, Lexington or Nicholasville areas their home are encouraged to explore the appealing used Ford inventory that is here at our home at Georgetown Auto Sales!
Our unwavering commitment to customer service as well as our affordable price tags are sure to impress, and we hope you visit us soon to get behind the wheel for a test drive.
When you are looking for affordable vehicle options, make sure you come over to Georgetown Auto Sales in Georgetown, KY. Our dealership has a wide variety of pre-owned vehicles for you to choose from. We want to be able to provide you with a vehicle that will satisfy all your needs in the most efficient way, which is why we offer vehicle specials that change monthly. If you want to be sure that you get the best deal on a vehicle, you should check to see if it is a currently featured vehicle.
Our inventory includes vehicles from the most popular makes including: Acura, BMW, Dodge, Ford, Mazda, Toyota, and more. We have sedans, SUVs, crossovers, and trucks to fit any of the needs that you could have. We want to offer vehicles that won't burden your life with unreasonable monthly payments, which is why we provide affordable loan and lease options through our partnership with many credit unions. The unions we work with include:
- Commonwealth CU
- Members Heritage CU
- GTKY CU
- Fort Knox CU
- KECU CU
- Park Community
- UK Credit Union
We work hard to provide our customers with as many options as we can so that they end up with a vehicle that is tailored to their needs. Georgetown Auto Sales urges you to come to our dealership, allowing our team to help you find the vehicle that will assist with the demands of your life. We already serve customers from the Frankfort, Lexington, Winchester, and Nicholasville, Kentucky areas, let us add you to that list.
When you are looking for an impressive and affordable selection of Toyota vehicles, come over to Georgetown Auto Sales in Georgetown, KY. A member of our team can show you through the inventory, helping you to find the one that is perfect for your lifestyle. By providing a varied selection, we give every driver multiple options for whatever body-style they are looking for.
If you are looking for a truck, our inventory includes various Toyota Tacoma choices, ranging from a base model double-cab to a V6 double cab with 4WD. With the inclusion of the Toyota Tundra, we offer many of the engine, trim, and cab options. Providing drivers with the towing and loading capabilities that they need, these trucks are able to conquer any task that you ask of them.
To satisfy the needs of SUV drivers, we include the Toyota FJ Cruiser, Highlander, 4Runner, Sequoia, and RAV4. Each has several engine and trim options that you can choose from to ensure you are getting the exact vehicle that fits your needs. With some of the most notable cargo space, passenger volume, and performance standards, no matter which you choose, you will be impressed.
Finding the vehicle that is right for you is as easy as coming to our dealership. We can point you in the right direction, no matter what you need your vehicle to do. Our belief is that a vehicle should open up more opportunities for your life, which can be done by getting you the most affordable lease and loan options. Our customers extend further than the Frankfort, Lexington, Winchester, and Nicholasville, KY regions, and we make sure each of them leave our dealership having their automotive needs satisfied.
Lifted trucks, those 4×4 monsters with high ground clearance and a commanding view of the road, are a great investment for many pickup drivers in Kentucky. Here at Georgetown Auto Sales, we get a kick out of these big trucks and think they're a fun drive for a number of reasons.
A "lifted truck" is a truck whose suspension has been modified to accommodate larger tires, usually 35 inches or bigger. It can be done at home with a lift kit, if you're a DIY type of person. Or, you can have a professional do it for you. Or, you can shop around and find one that perfectly suits your needs.
Here at Georgetown Auto Sales, we think there are dozens of reasons why drivers should choose a lifted truck. Here are three of our favorite things we love about lifted trucks though:
- Off road capabilities. The higher, stronger suspension means these trucks can handle trails that are off the beaten path better than their non-lifted relatives. Those massive tires make easy work out rocks and uneven ground, meaning more fun adventures for you.
- Improved resale value. There will never be a shortage of other truck lovers who want a lifted truck. By having one that is already lifted, you'll be able to resell your truck faster and get more money for it than you would if it weren't already lifted.
- Ground clearance. Large tires and elevated suspension equal higher ground clearance and mean these trucks are better able to handle all kinds of road conditions. Plus, the driver gets the added benefit of an elevated view of the world.
If you're interested in a lifted truck, the first stop you should make is to Georgetown Auto Sales and our extensive pre-owned truck inventory.
Many truck shoppers in the Lexington, Frankfort, Winchester, and Nicholasville area know they can count on Georgetown Auto Sales to give them a great selection of trucks, lifted or not, and a fair deal with honest sales.
We look forward to helping you get a quality deal you can live with, whether you lift a regular truck yourself or buy one that's already done.
When drivers in Nicholasville are searching for an affordable car with terrific tech amenities, they come to Georgetown Auto Sales and our extensive collection of pre-owned cars, trucks, and SUVs.
Savvy shoppers know, sometimes you can get a whole lot more car for your money if you buy pre-owned instead of brand new. Always dreamed of owning a luxury sedan with navigation, but not sure you can swing the monthly payments? Try one of our used models here at Georgetown Auto Sales. Get the car you really want at a price that won't kill your budget.
Not only do we have high-quality vehicles available on our lot for an amazing value, we also have a vast selection of all the makes and models Nicholasville drivers want.
From family-friendly SUVs to compact cars to pickup trucks, we have the makes and models drivers are looking for. Our inventory rotates constantly, but some of the vehicles that can regularly be found on our lot include:
- Nissan full-sized pickup trucks
- Hyundai three-row SUV crossovers
- Chevy light-duty pickup trucks
- Chevy family SUV crossovers
- Ford crew-cab pickup trucks
- Ford powerful truck-based SUVs
You can browse our entire inventory online, or you can look specifically at our capable used pickup trucks. Either way, you'll find a massive range of choices in various price ranges, age ranges, and available features.
Visiting Georgetown Auto Sales
Georgetown Auto Sales is less than 33 miles from downtown Nicholasville. In just 44 minutes, you could be on our lot looking at the excellent pre-owned cars we have in stock.
Make sure you visit with our financing center when you're here. We will work with your budget and multiple banks in the area to secure you the payment plan you need.
Georgetown Auto Sales is open Monday through Saturday and we look forward to helping you find your next new-to-you car.
Purchasing a new or used car can cost a pretty penny, but it doesn't have to break the bank. We update our stock of affordable used cars, trucks, and SUVs frequently, but if we don't have what you're looking for, please do not hesitate to let us know. Our talented sales associates will jump into action and search for the vehicle you want, and we won't rest until we track it down for you. Our No. 1 mission is to find you something that complements your unique needs and budget, so please do not hesitate to let us know how we can help.
Another reason to consider purchasing a bargain vehicle from our Georgetown car dealership is because our certified technicians inspect every aspect of the vehicle before it's sold back on our lot. We take safety very seriously and only allow vehicles in the best-possible condition back onto our dealership.
More Reasons to Consider a Bargain Vehicle from Georgetown Auto Sales
One of the main benefits of purchasing a used bargain cruiser is that the overall costs will be drastically lower than a new vehicle, and monthly payments on a bargain vehicle will be much more affordable. The best part about our bargain inventory is that we offer tons of options at a great price. This is where you want to look if you need a car fast and you're strapped for cash, or you're trying not to go above a certain price point for a used car.
If you'd like to learn more about the under $10,000 bargain vehicles our Georgetown Auto Sales dealership has to offer, you can visit us anytime at 100 Success Drive, Georgetown, Kentucky. You can also get in touch with us by calling (502)-863-1347.
When you're done searching for the ideal used vehicle, the next step is figuring out how to pay for it. When choosing a car loan or an auto lease, there are many benefits to opting to finance with a credit union versus a traditional bank. Thankfully, our Georgetown Auto Sales finance experts have excellent relationships with our local credit unions. This means we'll be able to help you save even more money!
Some of the credit unions we work with include:
- Commonwealth CU
- University of Kentucky CU
- Park Community CU
- Members Heritage CU
- Kentucky Employees CU
- Fort Knox FCU
- GTKY CU
Let our auto finance specialists know if you have any questions or concerns. Any one of them will be more than happy to explain the process to you. We pride ourselves on our ability to get some of the best deals around. We work with over 15 area credit unions. This helps us get you lower rates on car loans, and the monthly payments you’re looking for.
Financing with a local credit union has some major advantages. Most people do not realize that they are not-for-profit organizations. This means their only goal is to return their earnings back to their members by providing better interest rates. Credit unions also let you choose how long you'd like the loan to last.
If you'd like to learn more about financing with Georgetown Auto Sales, you can come see us anytime at 100 Success Drive, Georgetown, Kentucky, or you can give us a call at (502)-863-1347.